Rechtliche Bestimmungen für professionelle Anleger aus der Schweiz. Definition des professionellen Anlegers: Die folgenden Seiten sind für professionelle Anleger mit Domizil Schweiz bestimmt. Sie können insbesondere auch Angaben über nicht in der Schweiz zum öffentlichen Vertrieb zugelassene Anlagefonds enthalten (siehe dazu nachfolgend 2.3). Als professionelle Anleger gelten qualifizierte Anleger im Sinne des Bundesgesetzes über kollektive Kapitalanlagen. Darunter fallen insbesondere beaufsichtigte Finanzintermediäre (Banken, Effektenhändler, Fondsleitungen etc.), beaufsichtigte Versicherungseinrichtungen, öffentlich-rechtliche Körperschaften und Vorsorgeeinrichtungen sowie Unternehmen mit professioneller Tresorerie, vermögende Privatpersonen mit Finanzanlagen über mindestens 2 Millionen Schweizer Franken (zum Zeitpunkt des am Ende dieser Seite folgenden Einverständnisses zu diesen rechtlichen Bestimmungen). Das Erfordernis der professionellen Tresorerie ist erfüllt, wenn der Anleger mindestens eine fachlich ausgewiesene, im Finanzbereich erfahrene Person damit betraut, seine Finanzmittel dauernd zu bewirtschaften. 1. Generelles 1.1. Einverständnis Durch die Nutzung unserer Website www.sam-group.com/funds bestätigen Sie, dass Sie die Nutzungsbedingungen sowie die rechtlichen Bestimmungen gelesen, verstanden und akzeptiert haben. Diese Nutzungsbedingungen gelten für alle von SAM Sustainable Asset Management AG sowie allen beteiligten Gesellschaften der SAM Gruppe (einzeln oder gemeinsam als „SAM“ bezeichnet) elektronisch zur Verfügung gestellten Informationen. Davon umfasst sind jegliche elektronischen Informationstools (einzeln oder gemeinsam als „Sites“ bezeichnet), einschliesslich all ihrer Komponenten, Funktionen und Informationen, in den von SAM zur Verfügung gestellten Sites. Sollten Sie den Nutzungsbedingungen und/ oder den rechtlichen Bestimmungen nicht zustimmen, bitten wir Sie, von jeglichem Zugriff auf die Sites abzusehen. Wir weisen darauf hin, dass sowohl die Nutzungsbestimmungen als auch die rechtlichen Bestimmungen jederzeit und ohne vorherige Information geändert bzw. angepasst werden können. Weiterhin behalten wir uns vor, den Gebrauch dieser Seite einzuschränken oder ganz zu beenden. Zugang und Nutzung dieser Seite, die Nutzungsbedingungen sowie die rechtlichen Bestimmungen unterliegen ausschliesslich Schweizer Recht. Ausschliesslicher Gerichtsstand ist Zürich. 1.2. Keine Empfehlung bzw. kein Angebot zur Zeichnung (oder zum Kauf) bzw. zur Rücknahme (oder zum Verkauf) Die nachfolgend auf diesen Sites enthalten oder dargestellten Informationen, Produkte, Daten, Dienstleistungen, Tools und Unterlagen („Inhalte der Sites“) dienen der reinen Information. Sie stellen weder eine Werbung oder eine Empfehlung noch ein Angebot oder eine Aufforderung zur Zeichnung (oder zum Kauf) bzw. zur Rücknahme (oder zum Verkauf) von Anteilen, zur Tätigung einer Transaktion oder zum Abschluss irgendeines Rechtsgeschäftes dar. Weiterhin stellen die auf dieser Site enthaltenen Informationen keine Finanz-, Rechts-, Steuer- und/oder anderweitige Empfehlung dar. Weder eine Anlage- noch eine Entscheidung in irgendeiner anderen Form soll nur aufgrund dieser Site getroffen werden. Bevor Sie eine Anlageentscheidung treffen, sollten Sie den entsprechenden Fondsvertrag bzw. Rechtsprospekt, die Jahres- und Halbjahresberichte, die Satzung (soweit zutreffend) sowie alle relevanten Unterlagen gelesen haben. SAM empfiehlt in jedem Fall, einen unabhängigen Finanzberater zu kontaktieren, um mit diesem gemeinsam festzustellen, ob die Anlage in Teile eines bestimmten Anlagefonds mit Ihren individuellen Bedürfnissen übereinstimmt. Weiterhin empfehlen wir Ihnen, sich von einem unabhängigen Steuerberater beraten zu lassen. Dieser kann Sie bezüglich der mit einer bestimmten Anlage verbundenen steuerlichen Fragen individuell und auf Ihre Bedürfnisse abgestimmt beraten. 1.3. Keine Gewähr Die SAM übernimmt keine Gewähr und macht keinerlei Zusicherungen mit Bezug auf: (1) Aktualität, Richtigkeit oder Vollständigkeit der Inhalte der Sites; (2) die mittels Nutzung der Sites erzielten Ergebnisse; (3) Inhalte von Drittparteien, die sich auf diesen Sites befinden oder über diese Sites zugänglich sind. Alle über diese Sites verfügbaren Daten, einschliesslich u.a. Finanzmarktdaten, Kursdaten, Meldungen, Research oder sonstige Finanzinformationen, wurden sorgfältigst recherchiert und beruhen auf Quellen, die als zuverlässig erachtet wurden. Sämtliche verfügbaren Informationen werden dem Nutzer ohne Mängelgewährleistung und ohne ausdrückliche oder stillschweigende Zusicherungen oder Gewährleistungen in Bezug auf Qualität, Echtheit, Verletzung geistigen Eigentums oder Eignung für einen bestimmten Zweck zur Verfügung gestellt. Durch die Tatsache, dass ein Nutzer Zugriff auf die Sites nimmt, wird er nicht Kunde von SAM. Die auf den Sites abgebildeten Äusserungen von Meinungen, Einschätzungen und/ oder Prognosen, sind die der jeweiligen Autoren im Moment des Verfassens. Dabei geben sie nicht unbedingt die Ansichten von SAM wieder. Wir weisen darauf hin, dass diese Informationen jederzeit und ohne vorherige Ankündigung geändert bzw. angepasst werden können. Sind die Veröffentlichungen mit einem Datum versehen, so sind diese ausschliesslich für die Veröffentlichung zu diesem Datum gedacht. SAM hat keinerlei Verpflichtung oder Verantwortung, derlei Informationen zu aktualisieren und/ oder zu berichtigen. 1.4. Keine Haftung SAM, inklusive deren Verwaltungsräte, Vertreter, Mitarbeiter, Auftragnehmer sowie die Vertragspartner schliessen im weitesten gemäss geltendem Recht zulässigen Umfang jede Haftung für Verluste oder Schäden irgendwelcher Art aus, welche direkt oder indirekt in Verbindung mit Folgendem entstehen: (1) den Inhalten der Site, insbesondere deren Aktualität, Richtigkeit und Vollständigkeit sowie Verknüpfungen (Links) oder Inhalten von Dritten; (2) Fehlern oder Unterlassungen auf den Sites; (3) der Benutzung der bzw. dem Zugriff auf die Sites; (4) dem Ausfall des Zugriffs auf die bzw. der Benutzung der Sites aus einem beliebigen Grund; (4) sonstige einmalige oder wiederholte Schäden, die sich aus der Nutzung der (oder aus der Unmöglichkeit der Nutzung oder des Zugriffs auf die) Sites und den Inhalt der Sites ergeben. SAM schliesst im weitesten gemäss geltendem Recht zulässigen Umfang jede Haftung für Folgendes aus: (1) entgangene Gewinne, Einnahmen, Ersparnis oder sonstige Vermögensverluste; (2) Einbussen im Geschäftsgang oder andere Verluste betreffend die Geschäftstätigkeit oder den Goodwill; (3) Verlust oder Beschädigung von Daten; (4) Folge- oder Spezialschäden; (5) nutzlosen Zeitaufwand für Management; oder (6) indirekte bzw. Folgeschäden aus der Benutzung der bzw. dem Zugriff auf die Site, selbst wenn auf die Möglichkeit eines solchen Verlustes oder Schadens hingewiesen wurde oder wenn ein solcher voraussehbar war. 1.5. Eigentumsrechte Sämtliche Inhalte dieser Sites sind urheberrechtlich geschützt und stehen im Eigentum von SAM, sollte nicht ausdrücklich etwas Gegenteiliges vermerkt sein. Kein Teil dieser Sites gewährt irgendwelche Lizenz- oder Benutzungsrechte an Bildern, Texten, Markenzeichen oder Logos. Mit dem Herunterladen oder Kopieren von Material oder Software von den Sites werden keine Rechtsansprüche an auf den Sites enthaltener Software oder darauf enthaltenem Material übertragen. Sämtliche Immaterialgüterrechte (wie z. B. Urheber-, Design- und Markenrechte) an dem auf den Sites enthaltenen Material (inkl. Software) liegen bei SAM, welche die betreffenden Rechte gemäss den anwendbaren Gesetzen durchsetzen wird. Jegliche Reproduktion, Weiterveröffentlichung oder Vertrieb von Inhalten dieser Sites erfordert die schriftliche Zustimmung von SAM sowie die ausdrückliche Quellenangabe. 1.6. Wesentliche Interessen SAM und/oder deren Verwaltungsräte, Führungskräfte und Mitarbeiter haben/hatten möglicherweise Anteile oder Positionen bzw. handelten oder fungierten als Market Maker mit auf der Sites erwähnten Titeln. Darüber hinaus stehen/standen solche juristischen oder natürlichen Personen möglicherweise in Beziehung mit auf den Sites erwähnten Unternehmen, stellen/stellten diesen Unternehmen Corporate Finance oder andere Dienstleistungen zur Verfügung oder haben/hatten als Direktionsmitglieder einen Sitz in deren Geschäftsleitung. 1.7. Performance Die vergangene Kursentwicklung ist keine Indikation oder Garantie für die zukünftige Performance des Anlagevermögens. Der Wert von Anlagen kann Schwankungen unterworfen sein, und die Anleger erhalten unter Umständen nicht den gesamten investierten Betrag zurück. Auch Wechselkursschwankungen können den Wert einer Anlage steigern oder verringern. 2. Spezielles zu Anlagefonds 2.1. Zielgruppe der Sites Die Sites richten sich ausschliesslich an juristische und natürliche Personen mit Sitz oder Wohnsitz in Ländern, in denen die Anlagefonds bzw. die dazu gehörigen Teilfonds oder Anteilklassen von SAM zum öffentlichen Vertreiben, Anbieten oder Verkaufen gemäss der anwendbaren lokalen Gesetzgebung ordnungsgemäss zugelassen bzw. berechtigt sind. Die auf den Sites zur Verfügung gestellten Informationen und Dienste sind nicht zum Vertrieb an oder zur Verwendung durch natürlich oder juristische Personen in Rechtsordnungen oder Ländern bestimmt, in denen der Vertrieb oder die Nutzung gegen die lokale Gesetzgebung oder Vorschriften verstösst, oder in denen zur SAM gehörende Geschäftseinheiten Registrierungsanforderungen in dieser Rechtsordnung oder diesem Land unterworfen würden. Natürliche oder juristische Personen, für welche diese Verbote gelten, dürfen nicht auf diese Sites zugreifen beziehungsweise diese nicht nutzen. Die SAM Anlagefonds sind NICHT für den öffentlichen Vertrieb, das Angebot oder den Verkauf in Grossbritannien, Kanada, Japan, Taiwan, Malaysia, Hongkong oder Israel entsprechend den dort geltenden Gesetzen sowie NICHT in den Vereinigten Staaten für den öffentlichen Vertrieb, das Angebot oder den Verkauf zugelassen. Insbesondere sind die SAM Anlagefonds NICHT für den öffentlichen Vertrieb, das Angebot oder den Verkauf in den Vereinigten Staaten gemäss dem US-Investment Company Act von 1940 oder dem US-Securities Act von 1933 zugelassen. Vor diesem Hintergrund wird grossen Wert darauf gelegt, dass diese Sites nicht an juristische oder natürliche Personen gerichtet sind, die ihren Sitz oder Wohnsitz in obenbezeichneten Ländern, deren Territorien oder abhängigen Gebieten haben oder die aufgrund ihrer Staatsbürgerschaft oder eines vergleichbaren Status dem Recht eines dieser Länder unterliegen. 2.2. Anlagerisiken Jeder Anleger muss sich bewusst sein, dass Anteile von Anlagefonds Risiken bergen, diese können bis zum möglichen Verlustes des eingesetzten Kapitals reichen. In der Vergangenheit erzielte Wert- oder Gewinnentwicklungen stellen weder eine Garantie noch einen Hinweis auf die zukünftige Wert- oder Gewinnentwicklung dar. Der Kurs einer Anlage in einen Fonds wie auch der daraus erwirtschaftete Ertrag schwanken, so dass die Anteile eines Anlegers bei einer Rücknahme über oder unter dem ursprünglichen Einstandspreis liegen können. Die Wertentwicklung eines Fonds kann aufgrund von ständigen Marktschwankungen kurzfristigen Veränderungen unterliegen. Darüber hinaus unterliegen Anlagefonds, die hauptsächlich in aufstrebende Märkte (sog. „Emerging Markets“) und/oder in Aktien niedrigkapitalisierter Unternehmen und/oder in hochverzinsliche Anleihen investieren, grundsätzlich höheren Risiken. Um sich über die jeweiligen Risiken genau zu informieren raten wir Ihnen die jeweiligen Fondprospekte genau zu lesen. Da die Fonds auch in ausländische Währungen (im Vergleich zur Referenzwährung des jeweiligen Fonds) investieren, kann sich daraus das zusätzliche Risiko von Wechselkursschwankungen ergeben. 2.3. Nicht zum öffentlichen Vertrieb zugelassene Fonds Auf den folgenden Sites sind unter anderem Informationen zu in der Schweiz nicht zum öffentlichen Vertrieb zugelassene Anlagefonds sichtbar. Der Verkauf von Anteilen solcher Fonds ist nur im Rahmen von Platzierungen an professionelle Anleger zulässig. Die Informationen dürfen nicht öffentlich zugänglich gemacht und in der Schweiz nur an professionelle Anleger wie oben definiert und nachfolgend zu bestätigen, weitergegeben werden. Anlagen in solche Fonds können alternative Anlagestrategien verfolgen und können erheblich höhere Risiken als zum öffentlichen Vertrieb zugelassene Fonds beinhalten. Der Anleger muss damit rechnen, einen erheblichen Teil oder sogar einen Totalverlust der Anlage hinnehmen zu müssen. Anteile sollten daher nur von solchen Anlegern erworben werden, die solche Risiken gegebenenfalls tragen können. 2.4. Fondsunterlagen/Rechtlicher Hinweis Eine Anlage sollten Sie nur tätigen, nachdem Sie den letzten Verkaufsprospekt bzw. den Fondsvertrag bzw. Fondsprospekt, die aktuellen Jahres- und Halbjahresberichte, die Satzung (soweit zutreffend) sowie alle sonstigen Unterlagen, die gemäss lokaler Gesetzgebung und Vorschriften in den Rechtsordnungen, in denen der betreffende Fonds für den öffentlichen Vertrieb, das Angebot oder den Verkauf zugelassen bzw. berechtigt ist, erforderlich sein können, sorgfältig durchgelesen haben. Alle diese Dokumente sind kostenlos unter folgender Adresse erhältlich: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zürich Schweiz 3. Bestätigung Sie bestätigen durch das Anklicken von „Akzeptieren“, dass Sie mit den oben ausgeführten Nutzungsbedingungen und rechtlichen Bestimmungen einverstanden sind. Zusätzlich bestätigen Sie, ein professioneller Anleger im Sinne der obgenannten Definition zu sein. Andernfalls wählen Sie "Ablehnen", um die Site zu verlassen.

Legal provisions for professional investors from Switzerland. Definition of professional investors: The following pages are intended for professional investors domiciled in Switzerland. You may in particular also obtain details on investment funds that have not been approved for sale to the public in Switzerland (see point 2.3 below). Qualified investors within the meaning of the Federal Act on Collective Investment Schemes are considered professional investors. Included are, in particular, supervised financial intermediaries (banks, securities dealers, fund managements, etc.), supervised insurance companies, public bodies and pension funds as well as companies with professional treasury functions, moneyed private individuals with financial investments of at least over 2 million Swiss francs (at the time of the following agreement on these legal provisions at the bottom of this page). The requirement of the professional treasury is deemed fulfilled when the investor has entrusted as least one suitably qualified person with experience in the financial sector to manage his finances on an ongoing basis. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Additional information on non-registered investment funds On the following websites, information can be called up on investment funds which have not been approved for sale in Switzerland, among others. The sale of shares of such funds is permissible only as part of placings with professional investors. The information must not be made available to the public. In Switzerland, it may be forwarded only to professional investors as defined above and confirmed below. Investments in such funds may pursue alternative investment strategies and may include a considerably higher risk than funds approved for sale to the public. The investor must be prepared to lose a significant part or even the whole amount of the investment. Therefore, shares should be acquired only by those investors who are able, if necessary, to bear such risks. 2.4. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: Switzerland: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of Use and legal provisions outlined above. In addition, you confirm that you are a professional investor within the meaning of the above definition. Alternatively, you can select “Reject” if you wish to leave the website.

Rechtliche Bestimmungen für professionelle Anleger aus Österreich. Definition des professionellen Anlegers Die folgenden Seiten sind für professionelle Anleger mit Domizil Österreich bestimmt. Sie können insbesondere auch Angaben über nicht in Österreich zum öffentlichen Vertrieb zugelassene Anlagefonds enthalten (siehe dazu nachfolgend 2.3). Als professionelle Anleger gemäss herrschender Gesetzgebung gelten Anleger, welche über ausreichend Erfahrungen, Kenntnisse und Sachverstand verfügen, um ihre Anlageentscheidungen selbst zu treffen und die damit verbundenen Risiken angemessen beurteilen können. Darunter fallen insbesondere beaufsichtigte Finanzintermediäre (Banken, Wertpapierfirmen etc.), Versicherungsgesellschaften, öffentlich-rechtliche Körperschaften und Vorsorgeeinrichtungen, sowie Unternehmen welche mindestens zwei der folgenden Kriterien erfüllen: Bilanzsumme von mindestens 20 Millionen Euro, Nettoumsatz von mindestens 40 Millionen Euro, Eigenmittel von mindestens 2 Millionen Euro. 1. Generelles 1.1. Einverständnis Durch die Nutzung unserer Website www.sam-group.com/funds bestätigen Sie, dass Sie die Nutzungsbedingungen sowie die rechtlichen Bestimmungen gelesen, verstanden und akzeptiert haben. Diese Nutzungsbedingungen gelten für alle von SAM Sustainable Asset Management AG sowie allen beteiligten Gesellschaften der SAM Gruppe (einzeln oder gemeinsam als „SAM“ bezeichnet) elektronisch zur Verfügung gestellten Informationen. Davon umfasst sind jegliche elektronischen Informationstools (einzeln oder gemeinsam als „Sites“ bezeichnet), einschliesslich all ihrer Komponenten, Funktionen und Informationen, in den von SAM zur Verfügung gestellten Sites. Sollten Sie den Nutzungsbedingungen und/ oder den rechtlichen Bestimmungen nicht zustimmen, bitten wir Sie, von jeglichem Zugriff auf die Sites abzusehen. Wir weisen darauf hin, dass sowohl die Nutzungsbestimmungen als auch die rechtlichen Bestimmungen jederzeit und ohne vorherige Information geändert bzw. angepasst werden können. Weiterhin behalten wir uns vor, den Gebrauch dieser Seite einzuschränken oder ganz zu beenden. Zugang und Nutzung dieser Seite, die Nutzungsbedingungen sowie die rechtlichen Bestimmungen unterliegen ausschliesslich Schweizer Recht. Ausschliesslicher Gerichtsstand ist Zürich. 1.2. Keine Empfehlung bzw. kein Angebot zur Zeichnung (oder zum Kauf) bzw. zur Rücknahme (oder zum Verkauf) Die nachfolgend auf diesen Sites enthalten oder dargestellten Informationen, Produkte, Daten, Dienstleistungen, Tools und Unterlagen („Inhalte der Sites“) dienen der reinen Information. Sie stellen weder eine Werbung oder eine Empfehlung noch ein Angebot oder eine Aufforderung zur Zeichnung (oder zum Kauf) bzw. zur Rücknahme (oder zum Verkauf) von Anteilen, zur Tätigung einer Transaktion oder zum Abschluss irgendeines Rechtsgeschäftes dar. Weiterhin stellen die auf dieser Site enthaltenen Informationen keine Finanz-, Rechts-, Steuer- und/oder anderweitige Empfehlung dar. Weder eine Anlage- noch eine Entscheidung in irgendeiner anderen Form soll nur aufgrund dieser Site getroffen werden. Bevor Sie eine Anlageentscheidung treffen, sollten Sie den entsprechenden Fondsvertrag bzw. Rechtsprospekt, die Jahres- und Halbjahresberichte, die Satzung (soweit zutreffend) sowie alle relevanten Unterlagen gelesen haben. SAM empfiehlt in jedem Fall, einen unabhängigen Finanzberater zu kontaktieren, um mit diesem gemeinsam festzustellen, ob die Anlage in Teile eines bestimmten Anlagefonds mit Ihren individuellen Bedürfnissen übereinstimmt. Weiterhin empfehlen wir Ihnen, sich von einem unabhängigen Steuerberater beraten zu lassen. Dieser kann Sie bezüglich der mit einer bestimmten Anlage verbundenen steuerlichen Fragen individuell und auf Ihre Bedürfnisse abgestimmt beraten. 1.3. Keine Gewähr Die SAM übernimmt keine Gewähr und macht keinerlei Zusicherungen mit Bezug auf: (1) Aktualität, Richtigkeit oder Vollständigkeit der Inhalte der Sites; (2) die mittels Nutzung der Sites erzielten Ergebnisse; (3) Inhalte von Drittparteien, die sich auf diesen Sites befinden oder über diese Sites zugänglich sind. Alle über diese Sites verfügbaren Daten, einschliesslich u.a. Finanzmarktdaten, Kursdaten, Meldungen, Research oder sonstige Finanzinformationen, wurden sorgfältigst recherchiert und beruhen auf Quellen, die als zuverlässig erachtet wurden. Sämtliche verfügbaren Informationen werden dem Nutzer ohne Mängelgewährleistung und ohne ausdrückliche oder stillschweigende Zusicherungen oder Gewährleistungen in Bezug auf Qualität, Echtheit, Verletzung geistigen Eigentums oder Eignung für einen bestimmten Zweck zur Verfügung gestellt. Durch die Tatsache, dass ein Nutzer Zugriff auf die Sites nimmt, wird er nicht Kunde von SAM. Die auf den Sites abgebildeten Äusserungen von Meinungen, Einschätzungen und/ oder Prognosen, sind die der jeweiligen Autoren im Moment des Verfassens. Dabei geben sie nicht unbedingt die Ansichten von SAM wieder. Wir weisen darauf hin, dass diese Informationen jederzeit und ohne vorherige Ankündigung geändert bzw. angepasst werden können. Sind die Veröffentlichungen mit einem Datum versehen, so sind diese ausschliesslich für die Veröffentlichung zu diesem Datum gedacht. SAM hat keinerlei Verpflichtung oder Verantwortung, derlei Informationen zu aktualisieren und/ oder zu berichtigen. 1.4. Keine Haftung SAM, inklusive deren Verwaltungsräte, Vertreter, Mitarbeiter, Auftragnehmer sowie die Vertragspartner schliessen im weitesten gemäss geltendem Recht zulässigen Umfang jede Haftung für Verluste oder Schäden irgendwelcher Art aus, welche direkt oder indirekt in Verbindung mit Folgendem entstehen: (1) den Inhalten der Site, insbesondere deren Aktualität, Richtigkeit und Vollständigkeit sowie Verknüpfungen (Links) oder Inhalten von Dritten; (2) Fehlern oder Unterlassungen auf den Sites; (3) der Benutzung der bzw. dem Zugriff auf die Sites; (4) dem Ausfall des Zugriffs auf die bzw. der Benutzung der Sites aus einem beliebigen Grund; (4) sonstige einmalige oder wiederholte Schäden, die sich aus der Nutzung der (oder aus der Unmöglichkeit der Nutzung oder des Zugriffs auf die) Sites und den Inhalt der Sites ergeben. SAM schliesst im weitesten gemäss geltendem Recht zulässigen Umfang jede Haftung für Folgendes aus: (1) entgangene Gewinne, Einnahmen, Ersparnis oder sonstige Vermögensverluste; (2) Einbussen im Geschäftsgang oder andere Verluste betreffend die Geschäftstätigkeit oder den Goodwill; (3) Verlust oder Beschädigung von Daten; (4) Folge- oder Spezialschäden; (5) nutzlosen Zeitaufwand für Management; oder (6) indirekte bzw. Folgeschäden aus der Benutzung der bzw. dem Zugriff auf die Site, selbst wenn auf die Möglichkeit eines solchen Verlustes oder Schadens hingewiesen wurde oder wenn ein solcher voraussehbar war. 1.5. Eigentumsrechte Sämtliche Inhalte dieser Sites sind urheberrechtlich geschützt und stehen im Eigentum von SAM, sollte nicht ausdrücklich etwas Gegenteiliges vermerkt sein. Kein Teil dieser Sites gewährt irgendwelche Lizenz- oder Benutzungsrechte an Bildern, Texten, Markenzeichen oder Logos. Mit dem Herunterladen oder Kopieren von Material oder Software von den Sites werden keine Rechtsansprüche an auf den Sites enthaltener Software oder darauf enthaltenem Material übertragen. Sämtliche Immaterialgüterrechte (wie z. B. Urheber-, Design- und Markenrechte) an dem auf den Sites enthaltenen Material (inkl. Software) liegen bei SAM, welche die betreffenden Rechte gemäss den anwendbaren Gesetzen durchsetzen wird. Jegliche Reproduktion, Weiterveröffentlichung oder Vertrieb von Inhalten dieser Sites erfordert die schriftliche Zustimmung von SAM sowie die ausdrückliche Quellenangabe. 1.6. Wesentliche Interessen SAM und/oder deren Verwaltungsräte, Führungskräfte und Mitarbeiter haben/hatten möglicherweise Anteile oder Positionen bzw. handelten oder fungierten als Market Maker mit auf der Sites erwähnten Titeln. Darüber hinaus stehen/standen solche juristischen oder natürlichen Personen möglicherweise in Beziehung mit auf den Sites erwähnten Unternehmen, stellen/stellten diesen Unternehmen Corporate Finance oder andere Dienstleistungen zur Verfügung oder haben/hatten als Direktionsmitglieder einen Sitz in deren Geschäftsleitung. 1.7. Performance Die vergangene Kursentwicklung ist keine Indikation oder Garantie für die zukünftige Performance des Anlagevermögens. Der Wert von Anlagen kann Schwankungen unterworfen sein, und die Anleger erhalten unter Umständen nicht den gesamten investierten Betrag zurück. Auch Wechselkursschwankungen können den Wert einer Anlage steigern oder verringern. 2. Spezielles zu Anlagefonds 2.1. Zielgruppe der Sites Die Sites richten sich ausschliesslich an juristische und natürliche Personen mit Sitz oder Wohnsitz in Ländern, in denen die Anlagefonds bzw. die dazu gehörigen Teilfonds oder Anteilklassen von SAM zum öffentlichen Vertreiben, Anbieten oder Verkaufen gemäss der anwendbaren lokalen Gesetzgebung ordnungsgemäss zugelassen bzw. berechtigt sind. Die auf den Sites zur Verfügung gestellten Informationen und Dienste sind nicht zum Vertrieb an oder zur Verwendung durch natürlich oder juristische Personen in Rechtsordnungen oder Ländern bestimmt, in denen der Vertrieb oder die Nutzung gegen die lokale Gesetzgebung oder Vorschriften verstösst, oder in denen zur SAM gehörende Geschäftseinheiten Registrierungsanforderungen in dieser Rechtsordnung oder diesem Land unterworfen würden. Natürliche oder juristische Personen, für welche diese Verbote gelten, dürfen nicht auf diese Sites zugreifen beziehungsweise diese nicht nutzen. Die SAM Anlagefonds sind NICHT für den öffentlichen Vertrieb, das Angebot oder den Verkauf in Grossbritannien, Kanada, Japan, Taiwan, Malaysia, Hongkong oder Israel entsprechend den dort geltenden Gesetzen sowie NICHT in den Vereinigten Staaten für den öffentlichen Vertrieb, das Angebot oder den Verkauf zugelassen. Insbesondere sind die SAM Anlagefonds NICHT für den öffentlichen Vertrieb, das Angebot oder den Verkauf in den Vereinigten Staaten gemäss dem US-Investment Company Act von 1940 oder dem US-Securities Act von 1933 zugelassen. Vor diesem Hintergrund wird grossen Wert darauf gelegt, dass diese Sites nicht an juristische oder natürliche Personen gerichtet sind, die ihren Sitz oder Wohnsitz in obenbezeichneten Ländern, deren Territorien oder abhängigen Gebieten haben oder die aufgrund ihrer Staatsbürgerschaft oder eines vergleichbaren Status dem Recht eines dieser Länder unterliegen. 2.2. Anlagerisiken Jeder Anleger muss sich bewusst sein, dass Anteile von Anlagefonds Risiken bergen, diese können bis zum möglichen Verlustes des eingesetzten Kapitals reichen. In der Vergangenheit erzielte Wert- oder Gewinnentwicklungen stellen weder eine Garantie noch einen Hinweis auf die zukünftige Wert- oder Gewinnentwicklung dar. Der Kurs einer Anlage in einen Fonds wie auch der daraus erwirtschaftete Ertrag schwanken, so dass die Anteile eines Anlegers bei einer Rücknahme über oder unter dem ursprünglichen Einstandspreis liegen können. Die Wertentwicklung eines Fonds kann aufgrund von ständigen Marktschwankungen kurzfristigen Veränderungen unterliegen. Darüber hinaus unterliegen Anlagefonds, die hauptsächlich in aufstrebende Märkte (sog. „Emerging Markets“) und/oder in Aktien niedrigkapitalisierter Unternehmen und/oder in hochverzinsliche Anleihen investieren, grundsätzlich höheren Risiken. Um sich über die jeweiligen Risiken genau zu informieren raten wir Ihnen die jeweiligen Fondprospekte genau zu lesen. Da die Fonds auch in ausländische Währungen (im Vergleich zur Referenzwährung des jeweiligen Fonds) investieren, kann sich daraus das zusätzliche Risiko von Wechselkursschwankungen ergeben. 2.3. Nicht zum öffentlichen Vertrieb zugelassene Fonds Auf den folgenden Sites sind unter anderem Informationen zu in Österreich nicht zum öffentlichen Vertrieb zugelassenen Anlagefonds abrufbar. Diese Angaben verfolgen einen reinen Informationszweck und stellen kein Angebot zum Erwerb von Finanzinstrumenten dar. Der Inhalt dieser Informationen wurde nicht von der Finanzmarktaufsichtsbehörde (″FMA″) geprüft oder genehmigt. Beteiligungsmöglichkeiten und/oder Investitionsgelegenheiten die hier direkt oder indirekt Beschrieben oder in Bezug genommen werden, sind daher nicht zum öffentlichen Vertrieb in Österreich berechtigt und dürfen nicht im Wege des öffentlichen Angebots, öffentlicher Werbung oder in sonstiger ähnlicher Form vertrieben werden. Anlagen in solche Fonds können alternative Anlagestrategien verfolgen und können erheblich höhere Risiken als zum öffentlichen Vertrieb zugelassene Fonds beinhalten. Der Anleger muss damit rechnen, einen erheblichen Teil oder sogar einen Totalverlust der Anlage hinnehmen zu müssen. Anteile sollten daher nur von solchen Anlegern erworben werden, die solche Risiken gegebenenfalls tragen können. 2.4. Fondsunterlagen/Rechtlicher Hinweis Eine Anlage sollten Sie nur tätigen, nachdem Sie den letzten Verkaufsprospekt bzw. den Fondsvertrag bzw. Fondsprospekt, die aktuellen Jahres- und Halbjahresberichte, die Satzung (soweit zutreffend) sowie alle sonstigen Unterlagen, die gemäss lokaler Gesetzgebung und Vorschriften in den Rechtsordnungen, in denen der betreffende Fonds für den öffentlichen Vertrieb, das Angebot oder den Verkauf zugelassen bzw. berechtigt ist, erforderlich sein können, sorgfältig durchgelesen haben. Alle diese Dokumente sind kostenlos unter folgender Adresse erhältlich: Schweiz: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zürich Schweiz Österreich: Erste Bank der österreichischen Sparkassen AG Graben 21 A-1010 Wien Österreich 3. Registrierung der Anlagefonds Der nachfolgende Link beinhalten eine komplette Liste aller ausländischen Anlagefonds, welche von der FMA (Österreichische Finanzmarktaufsicht) in Österreich zum Vertrieb zugelassenen wurden: www.fma.gv.at/downloads/auslaend.pdf Alle anderen auf den folgenden Sites aufgeführten, nicht in der obgenannten Liste enthaltenen Anlagefonds wurden von der FMA nicht genehmigt und sind in Österreich nicht zum öffentlichen Vertrieb zugelassen. 4. Bestätigung Sie bestätigen durch das Anklicken von „Akzeptieren“, dass sich mit den oben ausgeführten Nutzungsbedingungen und rechtlichen Bestimmungen einverstanden sind. Zusätzlich bestätigen Sie, ein professioneller Anleger im Sinne der obgenannten Definition zu sein. Anderenfalls wählen Sie "Ablehnen", um die Site zu verlassen.

Legal provisions for professional investors from Austria Definition of professional investors The following pages are intended for professional investors domiciled in Austria. You may, in particular, also obtain data on certified public investment funds which have not been approved for sale in Austria (see point 2.3 below). Professional investors have sufficient experience, skill and expert knowledge, in accordance with the prevalent legislation, and are thereby able to make their own investment decisions and assess the associated risks. Included are: in particular, supervised financial intermediaries (banks, securities companies, etc.), insurance companies, public bodies and pension funds, as well as companies which fulfil at least two of the following criteria: total assets of at least EUR 20 million, net turnover of at least EUR 40 million, own funds of a minimum of EUR 2 million. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Additional information on non-registered investment funds On the following websites, information can be called up on certified public investment funds which are not for sale in Austria, among others. This data is purely for information purposes and does not constitute an offer to acquire financial instruments. The contents of this information has not been checked or approved by the Austrian Financial Market Authority (FMA). Participation and/or investment opportunities which are described directly or indirectly here, or subscribed to, are not authorised for public sale in Austria and may not be offered, advertised or marketed in any other similar form. Investors in such funds may pursue alternative investment strategies and may include a considerably higher risk than the public sale of authorised funds. The investor must be prepared to lose a significant part or even the whole amount of the investment. Therefore, shares should be acquired only by those investors who are able, if necessary, to bear such risks. 2.4. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: Switzerland: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland Austria: Erste Bank der oesterreichischen Sparkassen AG Graben 21 1010 Wien Austria 3. Registration of investment funds The following link will take you to a complete list of all foreign investment funds, which have been approved for sale by the Austrian Financial Market Authority (FMA) in Austria: www.fma.gv.at/downloads/auslaend.pdf All other investment funds listed on the following sites but not featured in the abovementioned list have not been authorized by the FMA and are therefore not approved for sale to the public in Austria. 4. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. In addition, you confirm that you are a professional investor within the meaning of the above definition. Alternatively, you can select “Reject” if you wish to leave the website.

For legal reasons, the following information is intended only for professional investors domiciled in Belgium. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

Die folgenden Seiten sind für professionelle Anleger mit Domizil Deutschland bestimmt. Aus rechtlichen Gründen richten sich die nachfolgenden Informationen nur an Anleger mit Domizil Deutschland. 1. Generelles 1.1. Einverständnis Durch die Nutzung unserer Website www.sam-group.com/funds bestätigen Sie, dass Sie die Nutzungsbedingungen sowie die rechtlichen Bestimmungen gelesen, verstanden und akzeptiert haben. Diese Nutzungsbedingungen gelten für alle von SAM Sustainable Asset Management AG sowie allen beteiligten Gesellschaften der SAM Gruppe (einzeln oder gemeinsam als „SAM“ bezeichnet) elektronisch zur Verfügung gestellten Informationen. Davon umfasst sind jegliche elektronischen Informationstools (einzeln oder gemeinsam als „Sites“ bezeichnet), einschliesslich all ihrer Komponenten, Funktionen und Informationen, in den von SAM zur Verfügung gestellten Sites. Sollten Sie den Nutzungsbedingungen und/ oder den rechtlichen Bestimmungen nicht zustimmen, bitten wir Sie, von jeglichem Zugriff auf die Sites abzusehen. Wir weisen darauf hin, dass sowohl die Nutzungsbestimmungen als auch die rechtlichen Bestimmungen jederzeit und ohne vorherige Information geändert bzw. angepasst werden können. Weiterhin behalten wir uns vor, den Gebrauch dieser Seite einzuschränken oder ganz zu beenden. Zugang und Nutzung dieser Seite, die Nutzungsbedingungen sowie die rechtlichen Bestimmungen unterliegen ausschliesslich Schweizer Recht. Ausschliesslicher Gerichtsstand ist Zürich. 1.2. Keine Empfehlung bzw. kein Angebot zur Zeichnung (oder zum Kauf) bzw. zur Rücknahme (oder zum Verkauf) Die nachfolgend auf diesen Sites enthalten oder dargestellten Informationen, Produkte, Daten, Dienstleistungen, Tools und Unterlagen („Inhalte der Sites“) dienen der reinen Information. Sie stellen weder eine Werbung oder eine Empfehlung noch ein Angebot oder eine Aufforderung zur Zeichnung (oder zum Kauf) bzw. zur Rücknahme (oder zum Verkauf) von Anteilen, zur Tätigung einer Transaktion oder zum Abschluss irgendeines Rechtsgeschäftes dar. Weiterhin stellen die auf dieser Site enthaltenen Informationen keine Finanz-, Rechts-, Steuer- und/oder anderweitige Empfehlung dar. Weder eine Anlage- noch eine Entscheidung in irgendeiner anderen Form soll nur aufgrund dieser Site getroffen werden. Bevor Sie eine Anlageentscheidung treffen, sollten Sie den entsprechenden Fondsvertrag bzw. Rechtsprospekt, die Jahres- und Halbjahresberichte, die Satzung (soweit zutreffend) sowie alle relevanten Unterlagen gelesen haben. SAM empfiehlt in jedem Fall, einen unabhängigen Finanzberater zu kontaktieren, um mit diesem gemeinsam festzustellen, ob die Anlage in Teile eines bestimmten Anlagefonds mit Ihren individuellen Bedürfnissen übereinstimmt. Weiterhin empfehlen wir Ihnen, sich von einem unabhängigen Steuerberater beraten zu lassen. Dieser kann Sie bezüglich der mit einer bestimmten Anlage verbundenen steuerlichen Fragen individuell und auf Ihre Bedürfnisse abgestimmt beraten. 1.3. Keine Gewähr Die SAM übernimmt keine Gewähr und macht keinerlei Zusicherungen mit Bezug auf: (1) Aktualität, Richtigkeit oder Vollständigkeit der Inhalte der Sites; (2) die mittels Nutzung der Sites erzielten Ergebnisse; (3) Inhalte von Drittparteien, die sich auf diesen Sites befinden oder über diese Sites zugänglich sind. Alle über diese Sites verfügbaren Daten, einschliesslich u.a. Finanzmarktdaten, Kursdaten, Meldungen, Research oder sonstige Finanzinformationen, wurden sorgfältigst recherchiert und beruhen auf Quellen, die als zuverlässig erachtet wurden. Sämtliche verfügbaren Informationen werden dem Nutzer ohne Mängelgewährleistung und ohne ausdrückliche oder stillschweigende Zusicherungen oder Gewährleistungen in Bezug auf Qualität, Echtheit, Verletzung geistigen Eigentums oder Eignung für einen bestimmten Zweck zur Verfügung gestellt. Durch die Tatsache, dass ein Nutzer Zugriff auf die Sites nimmt, wird er nicht Kunde von SAM. Die auf den Sites abgebildeten Äusserungen von Meinungen, Einschätzungen und/ oder Prognosen, sind die der jeweiligen Autoren im Moment des Verfassens. Dabei geben sie nicht unbedingt die Ansichten von SAM wieder. Wir weisen darauf hin, dass diese Informationen jederzeit und ohne vorherige Ankündigung geändert bzw. angepasst werden können. Sind die Veröffentlichungen mit einem Datum versehen, so sind diese ausschliesslich für die Veröffentlichung zu diesem Datum gedacht. SAM hat keinerlei Verpflichtung oder Verantwortung, derlei Informationen zu aktualisieren und/ oder zu berichtigen. 1.4. Keine Haftung SAM, inklusive deren Verwaltungsräte, Vertreter, Mitarbeiter, Auftragnehmer sowie die Vertragspartner schliessen im weitesten gemäss geltendem Recht zulässigen Umfang jede Haftung für Verluste oder Schäden irgendwelcher Art aus, welche direkt oder indirekt in Verbindung mit Folgendem entstehen: (1) den Inhalten der Site, insbesondere deren Aktualität, Richtigkeit und Vollständigkeit sowie Verknüpfungen (Links) oder Inhalten von Dritten; (2) Fehlern oder Unterlassungen auf den Sites; (3) der Benutzung der bzw. dem Zugriff auf die Sites; (4) dem Ausfall des Zugriffs auf die bzw. der Benutzung der Sites aus einem beliebigen Grund; (4) sonstige einmalige oder wiederholte Schäden, die sich aus der Nutzung der (oder aus der Unmöglichkeit der Nutzung oder des Zugriffs auf die) Sites und den Inhalt der Sites ergeben. SAM schliesst im weitesten gemäss geltendem Recht zulässigen Umfang jede Haftung für Folgendes aus: (1) entgangene Gewinne, Einnahmen, Ersparnis oder sonstige Vermögensverluste; (2) Einbussen im Geschäftsgang oder andere Verluste betreffend die Geschäftstätigkeit oder den Goodwill; (3) Verlust oder Beschädigung von Daten; (4) Folge- oder Spezialschäden; (5) nutzlosen Zeitaufwand für Management; oder (6) indirekte bzw. Folgeschäden aus der Benutzung der bzw. dem Zugriff auf die Site, selbst wenn auf die Möglichkeit eines solchen Verlustes oder Schadens hingewiesen wurde oder wenn ein solcher voraussehbar war. 1.5. Eigentumsrechte Sämtliche Inhalte dieser Sites sind urheberrechtlich geschützt und stehen im Eigentum von SAM, sollte nicht ausdrücklich etwas Gegenteiliges vermerkt sein. Kein Teil dieser Sites gewährt irgendwelche Lizenz- oder Benutzungsrechte an Bildern, Texten, Markenzeichen oder Logos. Mit dem Herunterladen oder Kopieren von Material oder Software von den Sites werden keine Rechtsansprüche an auf den Sites enthaltener Software oder darauf enthaltenem Material übertragen. Sämtliche Immaterialgüterrechte (wie z. B. Urheber-, Design- und Markenrechte) an dem auf den Sites enthaltenen Material (inkl. Software) liegen bei SAM, welche die betreffenden Rechte gemäss den anwendbaren Gesetzen durchsetzen wird. Jegliche Reproduktion, Weiterveröffentlichung oder Vertrieb von Inhalten dieser Sites erfordert die schriftliche Zustimmung von SAM sowie die ausdrückliche Quellenangabe. 1.6. Wesentliche Interessen SAM und/oder deren Verwaltungsräte, Führungskräfte und Mitarbeiter haben/hatten möglicherweise Anteile oder Positionen bzw. handelten oder fungierten als Market Maker mit auf der Sites erwähnten Titeln. Darüber hinaus stehen/standen solche juristischen oder natürlichen Personen möglicherweise in Beziehung mit auf den Sites erwähnten Unternehmen, stellen/stellten diesen Unternehmen Corporate Finance oder andere Dienstleistungen zur Verfügung oder haben/hatten als Direktionsmitglieder einen Sitz in deren Geschäftsleitung. 1.7. Performance Die vergangene Kursentwicklung ist keine Indikation oder Garantie für die zukünftige Performance des Anlagevermögens. Der Wert von Anlagen kann Schwankungen unterworfen sein, und die Anleger erhalten unter Umständen nicht den gesamten investierten Betrag zurück. Auch Wechselkursschwankungen können den Wert einer Anlage steigern oder verringern. 2. Spezielles zu Anlagefonds 2.1. Zielgruppe der Sites Die Sites richten sich ausschliesslich an juristische und natürliche Personen mit Sitz oder Wohnsitz in Ländern, in denen die Anlagefonds bzw. die dazu gehörigen Teilfonds oder Anteilklassen von SAM zum öffentlichen Vertreiben, Anbieten oder Verkaufen gemäss der anwendbaren lokalen Gesetzgebung ordnungsgemäss zugelassen bzw. berechtigt sind. Die auf den Sites zur Verfügung gestellten Informationen und Dienste sind nicht zum Vertrieb an oder zur Verwendung durch natürlich oder juristische Personen in Rechtsordnungen oder Ländern bestimmt, in denen der Vertrieb oder die Nutzung gegen die lokale Gesetzgebung oder Vorschriften verstösst, oder in denen zur SAM gehörende Geschäftseinheiten Registrierungsanforderungen in dieser Rechtsordnung oder diesem Land unterworfen würden. Natürliche oder juristische Personen, für welche diese Verbote gelten, dürfen nicht auf diese Sites zugreifen beziehungsweise diese nicht nutzen. Die SAM Anlagefonds sind NICHT für den öffentlichen Vertrieb, das Angebot oder den Verkauf in Grossbritannien, Kanada, Japan, Taiwan, Malaysia, Hongkong oder Israel entsprechend den dort geltenden Gesetzen sowie NICHT in den Vereinigten Staaten für den öffentlichen Vertrieb, das Angebot oder den Verkauf zugelassen. Insbesondere sind die SAM Anlagefonds NICHT für den öffentlichen Vertrieb, das Angebot oder den Verkauf in den Vereinigten Staaten gemäss dem US-Investment Company Act von 1940 oder dem US-Securities Act von 1933 zugelassen. Vor diesem Hintergrund wird grossen Wert darauf gelegt, dass diese Sites nicht an juristische oder natürliche Personen gerichtet sind, die ihren Sitz oder Wohnsitz in obenbezeichneten Ländern, deren Territorien oder abhängigen Gebieten haben oder die aufgrund ihrer Staatsbürgerschaft oder eines vergleichbaren Status dem Recht eines dieser Länder unterliegen. 2.2. Anlagerisiken Jeder Anleger muss sich bewusst sein, dass Anteile von Anlagefonds Risiken bergen, diese können bis zum möglichen Verlustes des eingesetzten Kapitals reichen. In der Vergangenheit erzielte Wert- oder Gewinnentwicklungen stellen weder eine Garantie noch einen Hinweis auf die zukünftige Wert- oder Gewinnentwicklung dar. Der Kurs einer Anlage in einen Fonds wie auch der daraus erwirtschaftete Ertrag schwanken, so dass die Anteile eines Anlegers bei einer Rücknahme über oder unter dem ursprünglichen Einstandspreis liegen können. Die Wertentwicklung eines Fonds kann aufgrund von ständigen Marktschwankungen kurzfristigen Veränderungen unterliegen. Darüber hinaus unterliegen Anlagefonds, die hauptsächlich in aufstrebende Märkte (sog. „Emerging Markets“) und/oder in Aktien niedrigkapitalisierter Unternehmen und/oder in hochverzinsliche Anleihen investieren, grundsätzlich höheren Risiken. Um sich über die jeweiligen Risiken genau zu informieren raten wir Ihnen die jeweiligen Fondprospekte genau zu lesen. Da die Fonds auch in ausländische Währungen (im Vergleich zur Referenzwährung des jeweiligen Fonds) investieren, kann sich daraus das zusätzliche Risiko von Wechselkursschwankungen ergeben. 2.3. Fondsunterlagen/Rechtlicher Hinweis Eine Anlage sollten Sie nur tätigen, nachdem Sie den letzten Verkaufsprospekt bzw. den Fondsvertrag bzw. Fondsprospekt, die aktuellen Jahres- und Halbjahresberichte, die Satzung (soweit zutreffend) sowie alle sonstigen Unterlagen, die gemäss lokaler Gesetzgebung und Vorschriften in den Rechtsordnungen, in denen der betreffende Fonds für den öffentlichen Vertrieb, das Angebot oder den Verkauf zugelassen bzw. berechtigt ist, erforderlich sein können, sorgfältig durchgelesen haben. Alle diese Dokumente sind kostenlos unter folgenden Adressen erhältlich: Schweiz: SAM Sustainable Asset Management AG Josefstrasse 217 8005 Zürich Schweiz Deutschland: Bank Julius Bär (Deutschland) AG An der Welle 1 Postfach 150252 D-60062 Frankfurt am Main. 3. Bestätigung Sie bestätigen durch das Anglicken von „Akzeptieren“, dass sich mit den oben ausgeführten Nutzungsbedingungen und rechtlichen Bestimmungen einverstanden sind. Anderenfalls wählen Sie "Ablehnen", um die Site zu verlassen.

For legal reasons, the following information is intended only for professional investors domiciled in Germany. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: Switzerland: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland Germany: Bank Julius Bär (Deutschland) AG An der Welle 1 PO Box 150252 60062 Frankfurt am Main. Germany 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

For legal reasons, the following information is intended only for professional investors domiciled in France. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

For legal reasons, the following information is intended only for professional investors domiciled in Italy. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

For legal reasons, the following information is intended only for professional investors domiciled in Luxembourg. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: Switzerland: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland Luxembourg: RBC Dexia Investor Services Bank S.A. 14, Porte de France L-4360 Esch-sur-Alzette 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

For legal reasons, the following information is intended only for professional investors domiciled in the Netherlands. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: Switzerland: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

For legal reasons, the following information is intended only for professional investors domiciled in Singapore. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: Switzerland: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

For legal reasons, the following information is intended only for professional investors domiciled in Spain. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: Switzerland: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland or the distributor entered in the registers of the Comisión Nacional del Mercado de Valores (CNMV). You can find the lists at www.cnmv.es. 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

For legal reasons, the following information is intended only for professional investors domiciled in Sweden. 1. Miscellaneous 1.1. Agreement By using the website www.sam-group.com/funds, you confirm that you have read, understood and accept the Terms of Use as well as these legal provisions. The Terms of Use apply to all information made available electronically by SAM Sustainable Asset Management AG and all companies that have a holding in the SAM Group (individually or jointly referred to as “SAM”). This information encompasses any electronic information tools (individually or jointly referred to as “sites”), including their components, functions and information, which are featured on the sites made available by SAM. If you do not agree to the Terms of Use or these legal provisions, you are kindly requested not to access the sites. It should be noted that the terms of Use and legal provisions may be changed or amended at any time and without prior notification. Furthermore, we reserve the right to restrict or terminate completely the use of this site. Access to and use of this site, the terms of Use and the legal provisions are subject exclusively to Swiss law. The sole place of jurisdiction is Zurich. 1.2. No recommendation and/or offer for subscription (or for purchase) and/or redemption (or for sale) The information, products, data, services, tools and documents contained or described on this site (“website content”) are for information purposes only and constitute neither an advertisement or recommendation nor an offer or solicitation (to buy) or redemption (sell) investment instruments, to effect any transaction or to enter into any legal relations. Furthermore, the information contained on this site does not constitute a financial, legal, fiscal or any other recommendation. Investment decisions or any other decisions should not be made solely on the basis of this site. You should especially not enter into any investment before you have read the corresponding fund agreement or legal prospectus, the annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other relevant documents. SAM recommends in all cases to contact an independent financial adviser with whom you can ascertain whether investments in units of a specific investment fund correspond to your individual requirements. We also recommend that you seek advice from an independent tax consultant who can provide fiscal advice relating to a specific investment and individually tailored to your needs. 1.3. No warranty The fund company(ies) of SAM provide no warranty and make no assurances whatsoever with regard to the: (1) up-to-date nature, accuracy or completeness of the website content; (2) results to be obtained by any user of the site; or (3) any third party content accessible on or through the site. Any data, including but not limited to financial market data, quotes, notices, research or other financial information accessible through this site, have been obtained from carefully selected sources believed to be reliable. All such information is provided “as is” to the user without express or implied warranties of any kind, including warranties of quality, originality, non-infringement of intellectual property or suitability for any particular purpose. If a user accesses the site it does not mean that he is a customer of SAM. The opinions, assessments and/or forecasts on the site are those of the respective authors at the time of writing. These are not necessarily the opinions of SAM. It should be noted that this information may be changed or amended at any time and without prior notification. If the publications bear a date, they are intended for publication only on this date. SAM has no obligation or responsibility whatsoever to update and/or correct such information. 1.4. No liability SAM, including its directors, agents, employees, contractors and sales partners disclaim, in full accordance with the law in force, any liability for losses or damage of any kind arising directly or indirectly as a result of: (1) the content of the site, in particular its up-to-date nature, accuracy and completeness as well as links or content of third parties; (2) errors or omissions on the sites; (3) inability to access or use the sites for any reason; (4) any other damage arising once or repeatedly from use (or as a result of the inability to use or access the) of the sites and their content. SAM disclaims, in full accordance with the law in force, any liability for: (1) loss of profits, revenue, savings or other economic loss; (2) losses incurred during business transactions or other losses pertaining to business activities or goodwill; (3) loss of or damage to data; (4) incidental or special damage; (5) wasted or lost management time; (6) indirect or consequential damage arising from the use of or access to the site, even if a prior warning was given about such loss or damage, or if such loss or damage was foreseeable. 1.5. Proprietary rights Unless accompanied by an explicit statement to the contrary, all content on this site is protected by copyright and is the property of SAM. Nothing on the site is intended to grant any license or right to use any images, texts, trademarks or logos. No act of downloading or copying from the site will transfer any legal entitlement to any software or material on the site to you. SAM reserves all intellectual property rights (such as copyright, design and trademark rights) to all material on the site, and will enforce such rights to the full extent of applicable law. Any reproduction, further publication or sale of content from these sites requires the written consent of SAM as well as the specific source reference. 1.6. Material interests SAM and/or its Board of Directors, executive management and employees may have or have had interests or positions or traded or acted as market makers in securities referred to on the site. In addition, such entities or persons may have or have had a relationship with or may provide, or have provided corporate finance or other services to, or serve or have served as directors of companies referred to on the site. 1.7. Performance Past performance is not an indication or guarantee of the future performance of the investment. The value of investments may be subject to fluctuations and, under certain circumstances, investors may not get back the full amount invested. Changes in foreign-exchange rates may also cause the value of investments to go up or down. 2. Specific information on investment funds 2.1. Target group of the sites The sites are intended exclusively for use by legal entities and natural persons having their registered office or residing in countries in which the investment funds or the related subfunds or share classes of SAM have been properly licensed or approved for public sale, offer or sale in accordance with the applicable local legislation. The information and services provided on the sites are not intended for sale to or use by legal entities or natural persons in legal jurisdictions or countries in which sale or use thereof would contravene local legislation or legal provisions, or in which business units forming part of SAM would be subject to registration requirements in such jurisdictions or countries. Legal entities or natural persons to which such prohibitions apply must not access or use the sites. Above all, SAM investment funds have NOT been licensed for marketing, offer or sale to the public in the United States in accordance with the US Investment Company Act of 1940 or the US Securities Act of 1933, or in the UK, Canada, Japan, Taiwan, Malaysia, Hong Kong or Israel in accordance with the laws in force in those countries. Therefore, particular importance is attached to ensuring that the sites are not intended for legal entities or natural persons who have their registered office or reside in the above designated countries, their territories or dependencies, or who, on account of their citizenship or similar status, are subject to the law of one of these countries. 2.2. Investment risks Every investor should be aware that shares in investment funds entail investment risks, including the possible loss of the invested capital. Past performance provides no guarantee and no indication of future performance. The price of an investment in a fund and the yield achieved there from fluctuate, so that an investor’s shares may be above or below the original acquisition price upon redemption. Due to continuing market volatility, the performance of the funds may be subject to extreme changes over the short term. Furthermore, investment funds investing mainly in emerging markets and/or in shares of small-capitalized companies and/or in high-interest-rate bonds are essentially subject to higher risks. In order to familiarize yourself with the respective risks, we advise you to read thoroughly the relevant fund prospectus. The funds may also invest in foreign currencies (as compared with the reference currency of the relevant fund). The added risk of exchange-rate fluctuations arises there from. 2.3. Fund documents/legal information You should undertake an investment only after you have read carefully the latest edition of the sales prospectus and/or the fund agreement and/or the fund prospectus, the current annual and semi-annual reports, the articles of association (as far as they are applicable), as well as all other documents which may be required in accordance with local legislation and the legal provisions which apply in the legal jurisdictions in which the fund in question has been licensed and approved for marketing, offer or sale to the public. You can obtain all these documents free of charge from the following address: SAM Sustainable Asset Management AG Josefstrasse 218 8005 Zurich Switzerland 3. Confirmation By clicking "Accept", you confirm your agreement with the Terms of use and legal provisions outlined above. Alternatively, you can select “Reject” if you wish to leave the website.

Please read the disclaimer before proceeding. Local restrictions Access to information on this web site may be restricted by laws and regulations applicable to the user. Use may be prohibited by reason of the user's nationality, residence or otherwise. Persons in respect of whom such prohibitions apply must not access the SAM Group Holding AG web site (including their related affiliated and subsidiary companies). No offer The information and opinions contained on this web site constitute neither a solicitation, nor a recommendation, nor an offer to buy or sell investment instruments, or to engage in any other kind of transaction. None of the products or services described on this web site are available, nor will any of the prospectuses about these products or services be distributed, to persons in the UK or any other jurisdiction where the provision of these products or services would run counter to local laws and regulation. SAM Group Holding AG is a subsidiary of Robeco Groep N.V. ("Robeco"), a Dutch investment management firm headquartered in Rotterdam, the Netherlands. SAMs services are offered in the USA by Sustainable Asset Management USA Inc. ("SAM US"), an Investment Adviser registered with the Securities and Exchange Commission under the Investment Advisers Act of 1940. In connection with providing investment advisory services to its clients, SAM US will utilize the services of certain personnel of SAM Group Holding AG and their related, affiliated and subsidiary companies, and Robeco Investment Management, Inc. ("RIM"), each a subsidiary of Robeco. The securities identified and described do not represent all of the securities purchased, sold or recommended. It should not be assumed that an investment in these securities was or will be profitable. No warranty The material and information in this site and in the sites of other entities of the SAM Group Holding AG are provided "as is" and without warranties of any kind, either expressed or implied. The SAM Group Holding AG and their related affiliated and subsidiary companies disclaim all warranties, expressed or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. Limitation of liability All information contained on any page set up by an entity of the SAM Group Holding AG is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal advisor with respect to your personal situation. In no event shall the SAM Group Holding AG and their related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of the information herein. Copyright Unless otherwise noted, text, images and layout contained in this Web site and in the sites of other SAM Group Holding AG companies or their related, affiliated and subsidiary companies are the exclusive property of SAM Group Holding AG and/or its related, affiliated and subsidiary companies and may not be copied or distributed, in whole or in part, without the express written consent of SAM Group Holding AG or its related, affiliated and subsidiary companies. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal use. Links to other websites SAM Group Holding AG and its related affiliated and subsidiary companies can not guarantee that the hyperlinks set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks are developed and possibly maintained by persons over whom SAM Group Holding AG or its related affiliated and subsidiary companies have no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, SAM Group Holding AG and/or its related affiliated and subsidiary companies assume no responsibility for the content of any sites referenced to by any hyperlink or otherwise. SAM Group Holding AG and/or its related, affiliated and subsidiary companies believe that their making hyperlinks available to publicly accessible Web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. Monitoring transmissions SAM Group Holding AG and/or its related affiliated and subsidiary companies are not obligated to monitor any transmission made through the respective Web pages and newsgroups. However, SAM Group Holding AG and/or its related affiliated and subsidiary companies have the right, but not the obligation, to monitor any transmission made to and for this Web site. SAM Group Holding AG and/or its related affiliated and subsidiary companies may use or disclose information of this site. Harmful components SAM Group Holding AG and/or its related affiliated and subsidiary companies do not warrant that any information, software or other material accessible through one of their web sites is free of viruses, worms, Trojan horses or other harmful components. Other Information By far the majority of the functions on this corporate site can be accessed without registering your personal details. So, most of the site can be visited anonymously. Collecting your personal details is necessary in certain cases. For instance, if you apply for (e-mail) alerts or send an e-mail. This information is used in order to be able to answer your query. Your personal data will only be collected when you are requested to enter your name, e-mail address or other data. A website needs data to be able to provide you with information. Your IP address is used so that the location where the information has to be sent can be identified. An IP address is not linked to a person, but to the location from which the Internet is accessed. If you access the Internet from your work, then that is the IP address of your company. If you are using your home computer, then generally your ISP will be given. A number of other details are also registered besides your IP address, such as the type of connection, the browser you use, your computer's operating system and the pages you visited on the website. This data is collected by SAM and only used to harmonize the website to the wishes and preferences of the users as much as possible. By registering the most-visited pages, SAM can adjust the navigation menu to suit your needs. This information can also be used to track down any technical or other problems. No information received through the website and recorded will be given to third parties. Your personal details will only be used to improve SAM's service to you, and to provide you with the information you require. If you do not wish to receive any information about our products and services, you can indicate this to SAM Group Holding AG, Josefstrasse 218, CH-8005 Zurich, Switzerland. Update of disclaimer This disclaimer is updated and modified from time to time. Make sure that you check this page every time you access this web site or other web sites maintained by SAM Group Holding AG and/or its related affiliated and subsidiary companies. Thank you.

Please read the disclaimer before proceeding. Local restrictions Access to information on this web site may be restricted by laws and regulations applicable to the user. Use may be prohibited by reason of the user's nationality, residence or otherwise. Persons in respect of whom such prohibitions apply must not access the SAM Group Holding AG web site (including their related affiliated and subsidiary companies). No offer The information and opinions contained on this web site constitute neither a solicitation, nor a recommendation, nor an offer to buy or sell investment instruments, or to engage in any other kind of transaction. None of the products or services described on this web site are available, nor will any of the prospectuses about these products or services be distributed, to persons in the UK or any other jurisdiction where the provision of these products or services would run counter to local laws and regulation. SAM Group Holding AG is a subsidiary of Robeco Groep N.V. ("Robeco"), a Dutch investment management firm headquartered in Rotterdam, the Netherlands. SAMs services are offered in the USA by Sustainable Asset Management USA Inc. ("SAM US"), an Investment Adviser registered with the Securities and Exchange Commission under the Investment Advisers Act of 1940. In connection with providing investment advisory services to its clients, SAM US will utilize the services of certain personnel of SAM Group Holding AG and their related, affiliated and subsidiary companies, and Robeco Investment Management, Inc. ("RIM"), each a subsidiary of Robeco. The securities identified and described do not represent all of the securities purchased, sold or recommended. It should not be assumed that an investment in these securities was or will be profitable. No warranty The material and information in this site and in the sites of other entities of the SAM Group Holding AG are provided "as is" and without warranties of any kind, either expressed or implied. The SAM Group Holding AG and their related affiliated and subsidiary companies disclaim all warranties, expressed or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided. Limitation of liability All information contained on any page set up by an entity of the SAM Group Holding AG is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal advisor with respect to your personal situation. In no event shall the SAM Group Holding AG and their related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of the information herein. Copyright Unless otherwise noted, text, images and layout contained in this Web site and in the sites of other SAM Group Holding AG companies or their related, affiliated and subsidiary companies are the exclusive property of SAM Group Holding AG and/or its related, affiliated and subsidiary companies and may not be copied or distributed, in whole or in part, without the express written consent of SAM Group Holding AG or its related, affiliated and subsidiary companies. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal use. Links to other websites SAM Group Holding AG and its related affiliated and subsidiary companies can not guarantee that the hyperlinks set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks are developed and possibly maintained by persons over whom SAM Group Holding AG or its related affiliated and subsidiary companies have no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, SAM Group Holding AG and/or its related affiliated and subsidiary companies assume no responsibility for the content of any sites referenced to by any hyperlink or otherwise. SAM Group Holding AG and/or its related, affiliated and subsidiary companies believe that their making hyperlinks available to publicly accessible Web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet. Monitoring transmissions SAM Group Holding AG and/or its related affiliated and subsidiary companies are not obligated to monitor any transmission made through the respective Web pages and newsgroups. However, SAM Group Holding AG and/or its related affiliated and subsidiary companies have the right, but not the obligation, to monitor any transmission made to and for this Web site. SAM Group Holding AG and/or its related affiliated and subsidiary companies may use or disclose information of this site. Harmful components SAM Group Holding AG and/or its related affiliated and subsidiary companies do not warrant that any information, software or other material accessible through one of their web sites is free of viruses, worms, Trojan horses or other harmful components. Other Information By far the majority of the functions on this corporate site can be accessed without registering your personal details. So, most of the site can be visited anonymously. Collecting your personal details is necessary in certain cases. For instance, if you apply for (e-mail) alerts or send an e-mail. This information is used in order to be able to answer your query. Your personal data will only be collected when you are requested to enter your name, e-mail address or other data. A website needs data to be able to provide you with information. Your IP address is used so that the location where the information has to be sent can be identified. An IP address is not linked to a person, but to the location from which the Internet is accessed. If you access the Internet from your work, then that is the IP address of your company. If you are using your home computer, then generally your ISP will be given. A number of other details are also registered besides your IP address, such as the type of connection, the browser you use, your computer's operating system and the pages you visited on the website. This data is collected by SAM and only used to harmonize the website to the wishes and preferences of the users as much as possible. By registering the most-visited pages, SAM can adjust the navigation menu to suit your needs. This information can also be used to track down any technical or other problems. No information received through the website and recorded will be given to third parties. Your personal details will only be used to improve SAM's service to you, and to provide you with the information you require. If you do not wish to receive any information about our products and services, you can indicate this to SAM Group Holding AG, Josefstrasse 218, CH-8005 Zurich, Switzerland. Update of disclaimer This disclaimer is updated and modified from time to time. Make sure that you check this page every time you access this web site or other web sites maintained by SAM Group Holding AG and/or its related affiliated and subsidiary companies. Thank you.