Local restrictions
Access to information on this web site may be restricted by laws and regulations applicable to the user. Use may be prohibited by reason of the user's nationality, residence or otherwise. Persons in respect of whom such prohibitions apply must not access the SAM Group site.

No offer
The information and opinions contained on this web site constitute neither a solicitation, nor a recommendation, nor an offer to buy or sell investment instruments, or to engage in any other kind of transaction. None of the products or services described on this web site are available, nor will any of the prospectuses about these products or services be distributed, to persons in the US, the UK or any other jurisdiction where the provision of these products or services would run counter to local laws and regulation.

No warranty
The material and information in this site and in the sites of other entities of the SAM Sustainable Asset Management are provided "as is" and without warranties of any kind, either expressed or implied. The SAM Group and their related, affiliated and subsidiary companies disclaim all warranties, expressed or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose. It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided.

Limitation of liability
All information contained on any page set up by an entity of the SAM Group is distributed with the understanding that the authors, publishers and distributors are not rendering legal, accounting or other professional advice or opinions on specific facts or matters and accordingly assume no liability whatsoever in connection with its use. Consult your own legal advisor with respect to your personal situation. In no event shall the SAM Sustainable Asset Management and their related, affiliated and subsidiary companies be liable for any direct, indirect, special, incidental or consequential damages arising out of the use of the information herein.

Copyright
Unless otherwise noted, text, images and layout contained in this Web site and in the sites of other SAM Sustainable Asset Management companies or their related, affiliated and subsidiary companies are the exclusive property of SAM Sustainable Asset Management and/or its related, affiliated and subsidiary companies and may not be copied or distributed, in whole or in part, without the express written consent of SAM Group or its related, affiliated and subsidiary companies. Permission is granted to print copies of this document, and to display and use this document with a computer solely for personal use.

Links to other websites
SAM Sustainable Asset Management and its related, affiliated and subsidiary companies can not guarantee that the hyperlinks set out on the sites will be accurate at the time of your access. Moreover, the sites pointed at by hyperlinks are developed and possibly maintained by persons over whom SAM Sustainable Asset Management or its related, affiliated and subsidiary companies have no control. We cannot and do not monitor the sites linked to our pages on the Internet. Accordingly, SAM Group and/or its related, affiliated and subsidiary companies assume no responsibility for the content of any sites referenced to by any hyperlink or otherwise. SAM Sustainable Asset Management and/or its related, affiliated and subsidiary companies believe that their making hyperlinks available to publicly accessible Web pages and newsgroups is legally permissible and consistent with the common, customary expectations of those who make use of the Internet.

Monitoring transmissions
SAM Sustainable Asset Management and/or its related, affiliated and subsidiary companies are not obligated to monitor any transmission made through the respective Web pages and newsgroups. However, SAM Group and/or its related, affiliated and subsidiary companies have the right, but not the obligation, to monitor any transmission made to and for this Web site. SAM Sustainable Asset Management and/or its related, affiliated and subsidiary companies may use or disclose information of this site.

Harmful components
SAM Sustainable Asset Management and/or its related, affiliated and subsidiary companies do not warrant that any information, software or other material accessible through one of their Web pages is free of viruses, worms, Trojan horses or other harmful components.

Update of disclaimer
This disclaimer is updated and modified from time to time. Make sure that you check this page every time you access this Web page or other Web pages maintained by SAM Sustainable Asset Management and/or its related, affiliated and subsidiary companies. Thank you.

Last update of this disclaimer: July 2007.